Ark Insurance Agency is owned and operated by Terry Fremuth, CSA, CLTC. Licensed since 1984, Terry specializes in long term care planning, fixed annuities and life insurance. Terry operates as a truly independent agent and has no allegiance with any particular company. While fairly and accurately representing each company’s policy, his primary concern is for you, the client. Terry carries the designation CSA (Certified Senior Advisor) and CLTC (Certification in Long Term Care). He has been honored with several industry awards including National Quality award and Million Dollar Round Table. He is a member of the National Association of Insurance and Financial Advisors (NAIFA) and the American Association of Long Term Care Insurance (AALTCI). He upholds the CLTC Board of Standards for Ethics. A part-time staff assists the agency in clerical and computer support to fulfill our mission of prompt, professional, and confidential service. In addition to our local support, we connect each client with regional and direct home office support for every company we represent for you. Terry believes that your personal insurance program is the cornerstone of your financial security and only recommends those products and services that he would choose for himself in the same circumstances. He looks forward to the opportunity to serve you.
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